Subject: Re: [lpny_manhattan] Digest Number 741 Date: Tue, 26 Nov 2002 12:11:47 -0500 To: From: Bob Armstrong Can't argue with your scenario of the court failing to= effectively enforce financial responsibility . Further , any penalties the state imposes go to its coffers not yours . It is a good argument against any a priori conditions for use of the commons . But the "free rider" problem remains . Another citizen has damaged you and your solution implies no recourse or deterrent= . Ff course , a posteriori you or your insurance carrier can sue the turnip and plant a sapsucker on its leaves to recover damages . Whether that system fails is a separate issue . Eliminating driver and vehicle licenses is not an agenda I= would suggest the LP push . On Tue, 26 Nov 2002 00:21:49 EST, rjones1357@aol.com wrote: >=A0In a message dated 11/25/02 5:21:14 AM Eastern Standard Time, >=A0lpny_manhattan@yahoogroups.com writes: >=A0<< >=A0=A0This gets closer to the core "free rider" problem : those >=A0=A0who will create risks for others without the financial >=A0=A0responsibility to compensate for any damages they cause . >=A0What happens is people get the insurance card, go get the= license, and never >=A0pay another premium, so when they run into you, they have no= insurance. They >=A0get a ticket for no insurance, of course, but they go get= insurance the day >=A0before they go to court for the ticket, and it gets dropped,= and your car is >=A0still damaged by a turnip (as "you can't squeeze blood out of= a") so the law >=A0didn't help you a bit. > >=A0Got votes, though, and campaign donations from insurance= companies. > >=A0If you want to be protected against that kind of thing, buy an= "uninsured >=A0motorist" policy, don't whine to your government, and don't be= surprised when >=A0a guy that runs a stop sign doesn't have insurance. THAT is the= responsible >=A0thing to do. -- =A0Bob Armstrong -- http://CoSy.com -- 212-285-1864 http://CoSy.com/K/CoSy.htm : =A0Ultimate NoteComputing =A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A0=A02002/11/26 11:24:08 AM